Protect your family and your future with the right life insurance
Planning to keep your family secure – today tomorrow, and down the road? The right personal, life, and health coverage is essential. We are an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. As your local agent, we understand the details of planning needed and we’re committed to being your advocate in times of need.
Life and Health Insurance in California
– Insurance protection for your family
- Whole Life Insurance – Life insurance coverage with a long-term investment.
- Term Life Insurance – Insurance protection to help keep your family secure.
- Health Insurance – Insurance coverage that helps take care of you.
Frequently Asked Questions about Life Insurance
How are life insurance premiums calculated?
The two primary factors for life insurance calculations are age and gender. The next would be how much of a death benefit you are requesting.
What does life insurance do?
Life insurance is a type of insurance that pays out to the beneficiary upon the named insured dies. There are different types of life insurance that do different things, so talk to an agent about what is best for your situation.
What are the four types of life insurance and how do I decide which one is right for me?
The four main types of life insurance are whole (permanent) life, term life, universal life, and variable life. To decide what option is best for your situation, speak to a licensed life insurance agent and discuss your reasons for wanting life insurance and they can explain all the differences between the plans so you can select the plan that is right for you.